When to Purchase Train Travel Insurance

Timing matters when purchasing train travel insurance. The optimal time to buy your policy is shortly after booking your train tickets, rather than waiting until just before departure. Early purchase ensures you're covered for the entire period leading up to your journey, including protection against events that might force you to cancel your trip.

Many insurers offer a review period (typically 10-14 days) after purchase, during which you can cancel the policy for a full refund if you find it doesn't meet your needs. Additionally, buying well in advance gives you time to address any questions about coverage or to seek alternatives if necessary. Remember that once a named storm is forecast or other foreseeable events occur, new policies typically won't cover those specific events, making early purchase even more important.